Terms and Conditions

These Terms and Conditions govern your use of the JamesMedic website and any account, form or messaging service offered through it. By visiting the site, creating an account or submitting a request, you agree to follow these terms. If you do not agree, please do not use the site.

JamesMedic offers general information about Medicare and personal guidance on comparing coverage options, so visitors can understand their choices before making a decision. Services available through the site include:

• Educational content explaining how Medicare coverage works
• Reviews of plan options based on the details you share
• Written summaries and follow up messages about your request

JamesMedic is not connected with or endorsed by the United States government or the federal Medicare program. Content on the site does not replace advice from Medicare directly, from your doctor or from another qualified professional.

You must be a legal adult able to enter a binding agreement to create an account. You are responsible for keeping your login details private and for all activity that takes place under your account. Please report any use of your account that you did not authorize as soon as you notice it.

You agree that everything you submit, including your name, email address, phone number and health related details, is accurate and belongs to you or to someone who has given you permission to share it. Guidance is only as reliable as the details behind it, so incomplete or incorrect information may produce a summary that does not fit your needs.

If you opt in on the sign up form, JamesMedic may send service related and promotional text messages to the number you provide. Message frequency varies, and standard message and data rates may apply.

• Reply STOP to any text message to stop receiving texts
• Reply HELP to any text message for assistance
• Consent to receive texts is not a condition of any purchase
• Email preferences can be changed through the link in any email

When using the site, you agree that you will not:

• Submit false information or pretend to be another person
• Interfere with the site, its security or the servers behind it
• Copy, scrape or resell content from the site
• Use the site for any unlawful purpose

All text, graphics, logos and page designs on the site belong to JamesMedic or its licensors and are protected by intellectual property laws. You may view and print pages for personal use, but you may not reproduce or distribute them for commercial purposes without written permission.

The site may link to outside resources, such as official Medicare pages or insurance carrier websites. JamesMedic does not control those sites and is not responsible for their content, accuracy or privacy practices. Visiting them is at your own discretion.

Plan availability, costs, networks and drug lists are set by insurance carriers and can change without notice. JamesMedic makes reasonable efforts to keep information current but cannot promise that any plan will accept your enrollment or that any cost estimate will match your final expenses. The site and its content are provided as is, without warranties of any kind.

To the fullest extent allowed by law, JamesMedic is not liable for indirect, incidental or consequential damages arising from your use of the site or your reliance on its content. This includes decisions about enrollment, plan selection or medical care.

Any dispute related to these terms or your use of the site will be resolved through binding individual arbitration rather than in court, except for claims that qualify for small claims court. You agree to waive any right to take part in a class action or class wide arbitration.

These terms may be updated from time to time. The date at the top of this page shows when they last changed, and continuing to use the site after an update means you accept the revised terms.

These terms are governed by the laws of the State of Georgia, without regard to its conflict of law rules.

Questions about these terms can be sent using the details below.

• Phone: +1 (706) 786-9695
• Email: james22@jamesmedic.com
• Address: 1111 Bay Ave Columbus GA 31901